Business-purpose EMD funding for investors and wholesalers
Keep your cash. Secure your deal.
Rvanna funds refundable earnest money deposits so you can tie up more deals without draining your own capital. Submit the deal, we review it, and if approved the funds go directly to your verified title or escrow company.
Currently reviewing eligible Texas business-purpose transactions.
Submit your deal
Property, contract, EMD amount, deadline, and title company.
Rvanna reviews
We underwrite the deal and verify the title or escrow company.
Funds sent to title
If approved, the EMD is wired directly to verified title or escrow.
Deal in. Decision made. Deposit covered.
Funds go to title or escrow, never to the seller directly.
The reality
Good deals should not stall because your cash is already committed.
Earnest money ties up capital you need for marketing, operations, and the next deal. When several contracts are live at once, even strong operators have to pass on opportunities.
Capital locked in deposits
Every EMD you post is cash you cannot use anywhere else until the deal closes or falls through.
Deals passed up
When your funds are committed, the next contract has to wait, even when the numbers work.
Deadlines do not wait
Sellers and agents expect the deposit on time. A slow scramble for cash can cost you the contract.
How it works
Three steps. No runaround.
Submit your deal
Send the property details, executed contract, EMD amount and deadline, and your title or escrow company.
Rvanna reviews
We underwrite the deal, confirm the deposit terms, and verify the title or escrow company receiving funds.
Funds sent to title
If approved, the earnest money is wired directly to the verified title or escrow company. Never to the seller, never to you.
Pricing is deal-specific and provided after review. All funding is subject to underwriting and signed deal-specific documents.
Who we serve
Built for active investors and wholesalers.
A good fit
- Business-purpose investment transactions
- Refundable earnest money deposits
- Assignment or double-close exit strategies
- Deals with a verified title or escrow company
Not a fit
- Owner-occupied or consumer-purpose purchases
- Personal loans of any kind
- Non-refundable deposits in most cases
- Deals without an executed purchase contract
What to have ready
A complete submission gets the fastest review.
Executed purchase contract
EMD amount and deadline
Title or escrow company details
Due diligence expiration
Expected closing date
Your exit strategy
End buyer status
Your entity information
Questions
Answers before you submit
Have a deal under contract?
Submit it for review and we will tell you whether Rvanna EMD funding makes sense for the deal.
Business-purpose transactions only. Subject to underwriting.